Are you one of the 104 Million retirees who also happens to be a “baby boomer”? Was Earning Income After Retirement something you were concerned about? When you retired I’ll bet you anything you didn’t count on not having enough money to live on. Right?
Baby boomers were born between 1946-1964. Yes, I am a “baby boomer” in my 60’s. Our numbers are impressive and we also have longevity thanks to medical technology and how well we take care of ourselves. Many will say that longevity is a good thing and that taking care of yourself is the best thing you can do to live a long healthy life.
However, these things can cause some challenges for most of us. You see, the longer we live the more money we will need. Earning income after retirement becomes an obsession. Many of us are living on social security, retirement pensions, 401K and Roth accounts, and maybe if we are lucky, some personal savings.
May I be so nosy as to inquire?? How is that going for you? Your savings I mean……
Earning Money After Retirement Became #1 Priority.
Were you in anyway affected by the economy crunch in 2008?
My husband and I were. We saw our income drop from 6 figures to…….well let’s just say we had a lot of lifestyle changes to make in order to survive. It was brutal. Yes we had savings. But now we had to file for social security and start taking money out of our pensions. We knew that we could live in our home for about 4 more years before we had to make decisions.
Why? Because the mortgage was higher than we could afford. The money was going to run out. The measly monthly stipends of social security were not going to be enough.
So what did we do? We started planning to succeed. There was no way we would lose our home. We were going to plan the next phase of our lives…….
We would wait and put our house on the market at the slightest hint of the housing market improving. Which by the way did happen. We started making an exit plan. Instead of getting upset and worried. Have you ever heard the expression that “worry is a prayer for what you don’t want“? Well, I’m a true Pollyanna and totally believe that. Of course that meant tightening up the budget as well.
See my post Money Needed for Retirement.
Health Issues Made it Impossible for Earning Income After Retirement.
To make matters worse, both my husband and I had health problems. He had heart dis-ease and I had recently undergone back surgery to remove a cancerous tumor. We are both doing much better now. This is not intended to be a “downer” post. My point is that it did not look good for either one of us to go out looking for conventional jobs anytime soon. Once again, earning income after retirement did not seem feasible.
Besides, who in this day and age would hire sickly elder (close to retirement age) employees. As a matter of fact, my husband lost his job due to his age. You see he was earning a big salary and was the oldest employee and his bosses figured out a way to let him go. They thought they were smart. But I was smarter. We went to an attorney but unfortunately we lived in a “right to work” state and the laws favored the employer.
They did have to pay him any back pay and vacation money owed. It added up to thousands of dollars they were not planning on paying him. It’s hard to prove age discrimination and this was a case of age discrimination and the lawyer said as much. So we tucked our tails and moved on.
Earning Income After Retirement With New Possibilities!
We started the process of liquidating our assets. First, we put our home on the market since we knew the real estate market was in trouble and sales were down. We were told we would lose lots of money on our sale but we didn’t believe that. The real estate agent that told us that lost a sale because we hired someone who believed like we did. We would do well with the sale of our home! It sold quickly and for more than asking price.
Next, we had a large Estate Sale and sold everything we owned except for what we would take on our trip with us. We were moving to Puerto Rico with a poodle and 5 suitcases. The rest was sold or given away!
If you’ve never done anything like that, try it!…. It is liberating as hell and I couldn’t believe how good it felt.
I Never Felt so Scared And at The Same Time so Alive!
Now while all of this was going on. I started looking at ways for earning income after retirement on the internet. Yes I had dabbled on health supplements and health food websites online. But, this is a very competitive market and I had very little success sustaining a business. People are not loyal when they can find products for less money they jump ship and go. I made a little money. It was a joke!
Have you ever searched online for anything? There are tons of pages for anything you want or need under the sun. Where was I going to begin and how would I know what to look for? Well, unfortunately in my quest to earn income from home in retirement, I joined some unfavorable programs and got scammed. Some of these programs I paid hundreds of dollars a month for monthly premiums and for auto-ships. I stuck it out until I realized that it was not for me.
This Student was Ready and the Master Did Appear.
But one day, you see I do not give up easily, I stumbled upon something that I found to be exciting and interesting. It was something that I had given some thought to before but didn’t think I was capable of doing it. In my mind I thought it would be too complicated to learn and get started. I found the perfect earning income after retirement work from home opportunity!
How did I know it was right? I just did. Everything about it felt like this was an opportunity that had been waiting for me to find it. The Universe had responded to my prayers and hard work.
I found Affiliate Marketing. If you don’t know about affiliate marketing please check out my post How to Earn Money Working Online in Affiliate Marketing.
Sell Someone Else’s Products or Services For Commission
I discovered that I could sell someone’s products or services without having to inventory them for a commission. There is NO recruiting people – nor did I need auto-ships. It is very simple and not considered a pyramid scheme. Learning to build a website that I could easily maintain would be fun. And, I get to recommend products that are related to my topic which in this case is affiliate marketing.
Rather than try to explain everything here. Let me show you how to get started with your own FREE membership to the company that has changed my life more than I could ever dream possible. This way you can take your time and tour to see if it is for you. Remember that it is FREE so you do not need a credit card or anything like.
You will not lose anything if you decide it’s not for you.
If you find that it is for you, you will have the benefit of a whole community at your disposal not to mention that I will personally be there to help you with what ever questions you might have. I will be there to help you get started and point you in the right direction for success earning income after retirement.
So, I’ve told you some of my story. If you follow me long enough you will learn more about my exploits and hopefully find somethings that can help you in yours. I hope that I have helped you in your quest no matter what that is.
Please leave me a comment and or questions. I would love to hear from you.